Another insurance question.

[Earl]

I'm sorry about this, but I have another insurance question. Because I've claimed for the Mana do I lose all my no claims years? I'm sure the fella on the phone said I only lose 2 years? So does this mean I still have 9 years no claims?

[Data]

Usually means you've lost maximum no claims bonus irrespective of the actual number of years you've been riding without a claim. Unless you have ncb protection which is worth having in my book. Only losing two years sounds reasonable though.

[MrGrumpy]

Yeah - even if you had 9 actual claim free years, you can only have an official maximum of 5 (probably), so you will lose 2 years off the 5 not the 9, meaning you now will have 3 years NCB.

[Earl]

Oh nice one, so I don't have 'No no claims' then 3 is better than none lol, plus the GTS 250 so should be cheapish, I'm going with the same firm I think.

Edit: Just done a quote online with previous insurance broker and fully comp with no no claims was £139 for the GTS which I don't think is too bad really. Oh and thats with NO voluntary excess.

[MrGrumpy]

Edit: Just done a quote online with previous insurance broker and fully comp with no no claims was £139 for the GTS which I don't think is too bad really. Oh and thats with NO voluntary excess.

NO voluntary excess? but whats the compulsory excess?

[mottza]

Bet that's high given the recent claim.

[Earl]

Bet that's high given the recent claim.

£250

[StevenM]

Have you got the gts yet?

[Earl]

Have you got the gts yet?

No due to the bank holidays the insurance money hasn't gone through yet, I was told 7 working days on the 18th.

[horobags]

Oooooh sleepless nights,