Swinton insurance.

[Ferrit]

There all robbing cnuts, I got a renewal for my berlingo last summer for 580 quid, asked if anything had changed since my previous years and I said I had lost my job, so got another 80 quid added on for the privaledge, bastards the lot of them, would not say why but apparently coz I am a dole waller am now suddenly a risk to other road users even though I use my car less, wankers!

Yes, In the weird & perverse world of insurance companies, being unemployed makes you a higher risk - so when you have no money, they charge you more. You have to say that you are retired, or a house-husband or working at home or something - anything but unemployed.

It is because you are not tied up in work but free to be using the bike to look for work, therefore your risk goes up as you are likely to be out on it more.

[Ferrit]

I am currently with Swinton and I will definitely not be using them again due to the cynical pricing/cancellation structure employed buy them when I recently changed bikes.

I've no real complaints about my current bike or car insurers but they both charged me £25 for changing my address details late last year. When I moved from Cumbria to York in 2012 I changed my address details and my car while I was insured with Swinton, and they didn't charge for changing my address details, and only a few pounds adjustment to the premiums for changing cars.

Mine charges but this was all in the details which I read before signing up to the insurance. People are constantly blaming the companies for things that were clear if they checked what they were signing up to. If you buy your insurance online you have 14 days to terminate the contract.

[victor]

It seems this is becoming the normal for all insurance company's when i had my van they tried to charge me to cancel it, as i had paid in full i said i would just let it run out,
they told you cannot do this so i did nothing came back

[MrGrumpy]

There all robbing cnuts, I got a renewal for my berlingo last summer for 580 quid, asked if anything had changed since my previous years and I said I had lost my job, so got another 80 quid added on for the privaledge, bastards the lot of them, would not say why but apparently coz I am a dole waller am now suddenly a risk to other road users even though I use my car less, wankers!

Yes, In the weird & perverse world of insurance companies, being unemployed makes you a higher risk - so when you have no money, they charge you more. You have to say that you are retired, or a house-husband or working at home or something - anything but unemployed.

It is because you are not tied up in work but free to be using the bike to look for work, therefore your risk goes up as you are likely to be out on it more.

Well, not really, since if you are 'retired' your premium doesn't go up so much, even though you have as much time (and probably more money) to be out and about incurring risk. You are trying to think rationally - thats a mistake, its insurance!

[bikerdezzie]

I am currently with Swinton and I will definitely not be using them again due to the cynical pricing/cancellation structure employed buy them when I recently changed bikes.

I've no real complaints about my current bike or car insurers but they both charged me £25 for changing my address details late last year. When I moved from Cumbria to York in 2012 I changed my address details and my car while I was insured with Swinton, and they didn't charge for changing my address details, and only a few pounds adjustment to the premiums for changing cars.

Mine charges but this was all in the details which I read before signing up to the insurance. People are constantly blaming the companies for things that were clear if they checked what they were signing up to. If you buy your insurance online you have 14 days to terminate the contract.

Not if I cant afford to run it and put petrol in the tank, it was only insured before for private use, 10k in 3 years is all I have done, its a disgrace!