Yamaha Xmax 300. Insurance?

[Andym]

The Litelok will go through the Forza's back wheel and one shock.

Think I tried it on the front and it would do wheel and one fork leg, but I have a cheap nasty Aldi (but bright coloured) disc lock I use on the front. Let them smash that, then find the Litelok, or better still decide not to.

Andy

[Rich_H9]

Not sure if this works but trying to add a few photos of the LITELOK X1 on the Xmax, and showing an Arai Tour type helmet fits under the seat:

https://postimg.cc/kD41p6PB

https://postimg.cc/xk3xWLdb

[Rich_H9]

[PhilD]

Just been quoted £900 annual insurance on a 2026 Xmax 300. And only if l have an approved tracker fitted.
Currently riding a 2020 Burgman 400 with an annual premium of £260.
Both group 8 insurance group. And with 19 years continuous no claims insurance on a bike.
Someone somewhere is making a lot of money, or the bike is catnip for thieves.

Update: Wicked Quotes have come back with a like for like policy for £397. (Aviva).

[Andym]

Yamaha security is a joke, you can buy a "workshop emulator" on TEMU for under a fiver. One panel off, plug in, screwdriver the ignition barrel like it's 1985 and off you go stealing phones and delivering drugs.

Insurance groups ceased to have any real meaning once they had the ability to look at the data closely. The risk of you doing a hundred miles an hour into a bus queue is a small part that maybe varies with the machine. Your post code is a far bigger factor, followed by who else is buying the same model. Londoners buying scooter after scooter to replace the wrecked and stolen ones are an obvious bad bet to the insurance bookies.

Andy

[Leadfarmer]

Insurance is mad

My ADV350 costs 5 euros more to insure than my 1300GS, which has 5 times the power and is worth over 3 times as much